The material on this website is for informational purposes only and it covers a variety of topics on our products and services. Consequently, we strongly encourage you to consult with your own professional advisors to examine the legal, tax, accounting or investment aspects of any information presented on this website and how they may affect your particular situation.

The products and services described on this website:

• are available only to consumers in the United States of America; and
• are subject to all applicable laws and regulations.

The information contained on this website is inherently limited in scope and may change without notice. The information also does not contain all of the applicable terms, conditions, limitations or exclusions of the products or services described.

Although IMS believes the content to be accurate, complete and current, IMS makes no warranty as to the accuracy, completeness or currency of the content. It is your responsibility to verify any information before relying on it. The content of this site may include technical inaccuracies of typographical errors. From time to time, changes are made to the content herein. IMS may make changes in the products and/or the services described herein at any time.

Some of the sites listed as links herein are not under the control of IMS. Accordingly, IMS makes no representations whatsoever concerning the content of those sites. The fact that IMS has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by IMS with respect to such site, its owners or its providers. IMS is providing these links only as a convenience to you. IMS has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and IMS cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

IMS and the IMS logo are registered trademarks. All other trademarks are either owned by IMS or by other companies.

Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or proprietary rights of IMS or of any third party.

Except as otherwise noted on this website, the contents of this website are copyrighted © 2006 by Intelligent Marketing Systems, LLC. All rights are reserved. No part of the materials on this website, including website text, graphics, and html code, may be reproduced or transmitted in any form by any means without the express written consent of Intelligent Marketing Systems, LLC.